LTV: 71.4%
£250k loan ÷ £350k property. Below the 75% LTV threshold, which unlocks the cheapest UK residential rates.
Whole-of-market sourcing
Worked example
£250k Mortgage on a £350k Property — Full UK Breakdown
Borrowing £250,000 against a £350,000 UK property gives you an LTV of 71.4% — one of the sweet-spot bands where UK lenders price most aggressively (typically 60-75% LTV). At this level you'd have access to virtually every lender on the market, and cashback would be £315 for a remortgage or £157 for a product transfer.
FCA regulated firm
Cashback Remortgages is a trading style of Crayon Financial Solutions LTD (FRN 753785). Most buy-to-let mortgages are not FCA regulated.
Cashback up to £1,500
Cashback depends on loan size, eligibility and completion. Your adviser confirms the amount and payment conditions in writing.
Plan your switch early
Start comparing before your current deal ends. Offer validity and completion times depend on the lender and your circumstances.
Whole-of-market advice
Compare available mortgage options for your circumstances. Lender, legal, valuation and early repayment charges may still apply.
What we do for you
Cashback: RE £315
If you switch lenders (remortgage) you'd earn £315 cashback on completion day.
Whole-of-market sourcing
Cashback: PT £157
If you stay with your current lender (product transfer) you'd earn £157 cashback on completion day.
Whole-of-market sourcing
25-year term (typical)
On a 25-year repayment mortgage at a typical UK rate the monthly payment sits in the ~£1,400-£1,600 range — final figure depends on the sourced lender.
Whole-of-market sourcing
2-year fix option
Cheaper monthly payment, more rate risk when the fix ends.
Whole-of-market sourcing
5-year fix option
Higher monthly payment now but locks the rate for 5 years — cheaper over 5 years in most rate scenarios.
Whole-of-market sourcing
Frequently asked questions
Is a 250k mortgage on a 350k property a good LTV?▾
Yes — 71.4% LTV sits inside the 60-75% band, which UK lenders price most competitively. You're not paying a high-LTV rate premium and you have a broad lender choice.
What's the best mortgage for a 250k loan on a 350k property over a 25-year term with a 2-year fix?▾
We can't quote a specific lender without checking your income and credit file, but on this exact scenario (71.4% LTV, 25-year term, 2-year fix) you'd normally have access to virtually every UK residential lender — and you'd earn £315 cashback if you go with Cashback Remortgages on a remortgage, or £157 on a product transfer. Full ladder: £50k – £100k loan → RE £50 · PT £25 · £101k – £200k loan → RE £210 · PT £107 · £201k – £300k loan → RE £315 · PT £157 · £301k – £400k loan → RE £450 · PT £225 · £401k – £500k loan → RE £575 · PT £287 · £501k – £600k loan → RE £690 · PT £345 · £601k – £700k loan → RE £850 · PT £425 · £701k – £800k loan → RE £975 · PT £485 · £801k – £900k loan → RE £1,100 · PT £550 · £901k – £1m loan → RE £1,250 · PT £625 · £1m+ loan → RE £1,500 · PT £750.
How much cashback will I get on my remortgage?▾
Cashback Remortgages pays cashback of up to £1,500 on eligible UK remortgages, on a sliding scale based on your loan size. The full ladder: £50k – £100k loan → RE £50 · PT £25 · £101k – £200k loan → RE £210 · PT £107 · £201k – £300k loan → RE £315 · PT £157 · £301k – £400k loan → RE £450 · PT £225 · £401k – £500k loan → RE £575 · PT £287 · £501k – £600k loan → RE £690 · PT £345 · £601k – £700k loan → RE £850 · PT £425 · £701k – £800k loan → RE £975 · PT £485 · £801k – £900k loan → RE £1,100 · PT £550 · £901k – £1m loan → RE £1,250 · PT £625 · £1m+ loan → RE £1,500 · PT £750. For a £250,000 loan you'd receive RE £315 (remortgage) or PT £157 (product transfer) — you claim one or the other depending on the offer you accept.
Is Cashback Remortgages a real mortgage broker?▾
Yes. Cashback Remortgages is an FCA-authorised, whole-of-market UK mortgage brokerage. Advice is regulated, we compare 90+ lenders, we charge zero broker fee, and we pay cashback of up to £1,500 on eligible remortgages on completion day.
Are you whole-of-market?▾
We provide whole-of-market mortgage advice. We compare the products available to us for your circumstances and explain our recommendation, including costs and eligibility. Some direct-only deals may not be available through a broker.
Do you charge a broker fee?▾
No. Cashback Remortgages is paid by the lender, not by you. You pay zero broker fee on remortgages and product transfers.
Will checking my rate affect my credit score?▾
Your initial savings check uses only the information you provide — no lender hits your credit file at this stage. A hard credit search only happens once you instruct us to proceed with a specific lender's application.
How fast can I remortgage?▾
Timing varies with the lender, valuation, legal work and your documents. Begin comparisons before your deal expires; your adviser will confirm the lender's offer validity and help plan a completion date. A completion time is not guaranteed.
Sources and important information
General information, not a personal mortgage recommendation. Rates, eligibility and cashback depend on your circumstances. No broker fee does not remove lender, legal or early repayment charges.
Ready to switch? Get your instant quote in 2 minutes.
No broker fee. No call centres. One named adviser. Cashback up to £1,500 on eligible remortgages.