2014
The idea
A frustrated broker scribbles a napkin model: rebate part of the lender commission to the customer.
Who are we?A modern brokerage
A modern brokerage
with a refreshingly
human approach.
Cashback Remortgages is the consumer arm of Crayon Financial Solutions — a UK mortgage brokerage rebuilt around one stubborn idea: borrowing should be faster, friendlier, and pay you back something real on completion.
7,000+
Homeowners helped
£487
Average cashback paid
90+
Lenders on panel
36 hrs
Average DIP turnaround
Built by brokers who got tired of the old way.
We started Cashback Remortgages after a decade inside high-street advice firms — watching customers wait weeks for a callback, sign forms they didn't understand, and walk away with nothing to show for the £1,000+ in lender commission their case generated. So we flipped the model. We share that commission back with you on completion, run the entire journey through a single live portal, and replace forty-page packs with a guided wizard that takes about eight minutes.
2016
FCA approval
Crayon Financial Solutions Ltd is authorised by the FCA (FRN 753785). The first cashback completion is paid out.
2026
Where we are today
A fully digital portal, 90+ lenders on panel, mid-five-figure cashback paid every month — and growing.
Six principles we don't compromise on.
Customer-first, always
Every decision is stress-tested against one question: is this better for the borrower?
Bank-grade privacy
GDPR and FCA-compliant from day one. Your data is encrypted in transit and at rest, never sold.
Whole-of-market
We're not tied to a single lender. We source live from 90+ banks, building societies and specialist lenders.
Fast or it doesn't count
A guided wizard, instant rate matching and digital doc upload. Most cases move from first click to DIP in under 48 hours.
Skin in the game
We only get paid when you complete — and we share that commission with you. Our incentives are aligned with yours.
Plain-English advice
No jargon walls, no scary PDFs. Every recommendation comes with a one-paragraph rationale anyone can understand.
The difference
Old-school brokers keep share the commission.
When a lender approves your mortgage, they pay your broker a procuration fee — usually between 0.30% and 0.45% of your loan. On a £250,000 mortgage that's around £900–£1,100. Most brokers pocket all of it. We rebate a chunk back to you on completion as cashback. Same service. Same lenders. Less out of your pocket.
Them
Traditional broker
- Pockets 100% of the commission
- Phone tag for weeks
- Paper fact-find packs
- Generic 'best-buy' picks
Us
Cashback Remortgages
- Cashback paid on completion
- Single live portal end-to-end
- 8-minute digital wizard
- Live rates from 90+ lenders
Authorised & regulated
FCA-authorised. Built for trust.
Cashback Remortgages is a trading style of Crayon Financial Solutions Ltd, registered in England & Wales. Registered office: 10 Hercies Road, Uxbridge, UB10 9NA. Authorised and regulated by the Financial Conduct Authority (FRN 753785). You can verify our permissions on the FCA register at any time.
FCA AuthorisedGDPR CompliantICO Registered (ZB309685)
Come and say hello
Find us in Uxbridge.
Our office door is always open by appointment — we work with clients across the whole UK by phone, video call and email, but if you're local we'd love to meet you.
Cashback Remortgages
10 Hercies Road
Uxbridge, UB10 9NA
United Kingdom
Ready when you are
Let's see what your cashback could be.
Eight minutes, zero fees, no credit-file footprint until you choose to proceed. Live rates from 90+ lenders — and a number printed on every quote that says exactly how much we'll pay you back on completion.