Plain-English deep dives on remortgaging, product transfers, first-time buying and the bits of the mortgage market the high-street brokers won't talk about. Written by our brokers — read in 5 minutes or less.
An American mortgage firm has eliminated traditional lender fees—we look at what UK homeowners currently pay and whether change is coming.
interest ratesThe Bank of England has left interest rates unchanged at 3.75%, but its warning about rising inflation later this year could affect mortgage rates and remortgage decisions.
mortgage ratesNew figures reveal the average rate on newly agreed mortgages increased in June, a warning sign for the 1.8 million homeowners whose fixed deals expire this year.
interest ratesThe Bank of England is set to hold interest rates at their current level this week, offering temporary relief for mortgage holders—though energy price pressures could change the picture later.
interest ratesWith interest rates expected to rise and energy bills climbing, here's how UK homeowners can protect their finances through smarter savings and mortgage planning.
interest ratesInflation fell to 2.6% in June, driven by lower food and fuel costs. We explain what this drop could mean for mortgage rates and whether homeowners should expect relief soon.
bank of englandThe Bank of England's appointment of tech veteran Sushil Saluja highlights how digital innovation is reshaping UK financial regulation — and ultimately, how lenders price your mortgage.
first time buyerLeeds Building Society has introduced a new mortgage product requiring just a 2% deposit, offering first-time buyers an alternative route onto the property ladder with higher income multiples.
bank of englandBank of England Governor Andrew Bailey has warned that Britain faces a fundamental growth challenge spanning nearly two decades, with potential implications for mortgage rates and housing affordability.
buy-to-letSeven in ten Spaniards now believe buying with a mortgage beats renting, as rental costs spiral. We look at what's driving the shift and whether UK buyers face similar pressures.
credit scoreResearch into US credit scoring reveals millions could become mortgage-eligible under different models. We explain why UK homeowners should care about credit scoring developments.
interest ratesThe Bank of England's chief economist has indicated that interest rates may need to rise in 2026 due to slower growth and persistent inflation, potentially impacting mortgage borrowers.
remortgageWith mortgage rates falling, it's tempting to grab the lowest number you see. But experts warn that the cheapest headline rate isn't always the best deal once you factor in fees and your personal circumstances.
remortgageNew data shows one million additional homeowners will move to higher mortgage rates this year as their fixed-rate deals end, joining millions already facing increased payments.
self-employedMany limited company directors are being turned down for mortgages because lenders treat their income differently to sole traders — and most applicants don't see it coming.
interest ratesThe Bank of England governor has signalled that the base rate will stay at 3.75% when policymakers next meet, meaning mortgage rates are unlikely to fall in the near term.
property marketThree in five homes listed since January remain unsold as buyer demand falls harder than sales activity. Here's what the latest market data means for your property plans.
mortgage ratesNationwide has cut fixed mortgage rates for new and existing customers, raising the prospect of a rates war. We explain what's driving the cuts and whether now is the right time to fix.