01
Tell us about you
An eight-minute digital wizard. No credit footprint, no fees, no calls unless you ask.
What we do?Get a cashback
Get a cashback
for the services
that move you.
Six mortgage products. One refreshingly transparent model. Every quote we send shows you the live rate and the cashback we pay you on completion. Pick the journey that matches you below.
Cashback promise
On completionAverage paid back
£487
across 7,000+ completions
Fees to us
£0
Lenders
90+
We get paid a procuration fee by the lender. We share it with you. Same service. Less out of your pocket.
Product 01 · New purchase
Get the best New Purchase Mortgage
Buying a home — first or fifth. We source the lowest live rate across 90+ lenders and pay you cashback on completion.
- Whole-of-market sourcing, refreshed every 15 minutes
- Hard-credit footprint only if you choose to proceed
- Single digital wizard end-to-end — no paper packs
What you get
- Up to 95% LTV available
- 5-year fixes from market-leading lenders
- Free DIP in under 48 hours
- Average cashback paid: £312
Our promise
Cashback printed on every quote — paid on completion.
Product 02 · First-time buyer
Get the best First Time Buyer Mortgage
Your first home should feel exciting — not terrifying. We translate the jargon, line up the right lender, and pay you back £150–£500 on completion.
- We translate every clause into plain English
- Step-by-step checklist for solicitors, surveys & exchange
- Free 30-min strategy call before any application
What you get
- Help-to-Buy & shared-ownership friendly
- Specialist 5.5x income multiple lenders
- Gifted-deposit cases handled
- Average DIP turnaround: 36 hours
Our promise
Cashback printed on every quote — paid on completion.
Product 03 · New BTL
Get the best New BTL Mortgage
Buy-to-let purchases for portfolio landlords and first-time investors. Limited-company SPV, top-slicing, HMO and holiday-let lenders all on panel.
- Stress-test calculators built into your quote
- Section 24 tax-aware structuring guidance
- Direct lines into specialist BTL BDMs
What you get
- Personal name & Ltd-company SPV
- HMO, MUFB and holiday-let specialists
- Top-slicing where rental cover falls short
- Average cashback: £420
Our promise
Cashback printed on every quote — paid on completion.
Product 04 · BTL remortgage
Get the best BTL Remortgage
Coming off a BTL fix? We benchmark your existing deal against 90+ live products and switch you to the best yield — with cashback for the disruption.
- Live yield-vs-rate dashboard inside your portal
- Portfolio remortgage co-ordination
- We track your renewal date so you never default to SVR
What you get
- Like-for-like £-and-pence comparison
- Capital-raising for portfolio expansion
- ERC-aware switching strategy
- Average annual saving: £1,840
Our promise
Cashback printed on every quote — paid on completion.
Product 05 · Residential remortgage
Get the best Residential Remortgage
Your current fix is ending — or you're stranded on SVR. We benchmark, switch, and pay you cashback on completion. Most cases save £100–£400 a month.
- Renewal radar — we alert you 180 days before your fix ends
- ERC vs save-now break-even maths printed on every quote
- Switch handled inside one portal — no broker phone tag
What you get
- Average monthly saving: £218
- Free property valuation included
- Energy-efficiency rate boosts (where eligible)
- Average cashback: £312
Our promise
Cashback printed on every quote — paid on completion.
Product 06 · Product transfer
Get the best Product Transfer offers
Staying with your existing lender? We pull their internal rate cards, benchmark against the whole market, and execute the transfer — paying you cashback regardless.
- We benchmark your transfer rate against the wider market
- If switching saves you more — we'll tell you, plainly
- All paperwork submitted digitally on your behalf
What you get
- Lender's full transfer rate card
- No legal work, no valuation, no fuss
- Completion in as little as 5 working days
- Cashback paid either way
Our promise
Cashback printed on every quote — paid on completion.
Three steps to cashback on completion.
02
See live quotes
We source whole-of-market in real time. Every quote shows the rate and the exact cashback we'll pay you.
03
Complete & get paid
Pick a deal, submit the application in-portal, and we transfer your cashback the day the mortgage completes.
Ready when you are
Pick your product. Get paid back.
Whichever journey you're on — buying, switching, transferring or investing — the wizard takes about eight minutes and prints your cashback figure on every quote.