Frequently asked questions
How do I remortgage in the UK?
Tell us your current lender, fix-end date, balance and rate. We scan 90+ UK lenders against your deal and re-broker you onto the cheapest remortgage or product transfer — typically inside 14 working days, with no broker fee and cashback up to £1,500 on eligible remortgages.
When should I start looking to remortgage?
Most UK lenders let you lock in a new fixed-rate deal up to 180 days before your current fix ends. Switching during this window is the easiest way to avoid dropping onto your lender's Standard Variable Rate (SVR), which is usually 3-5% more expensive.
Do you charge a broker fee?
No. Cashback Remortgages is paid by the lender, not by you. Zero broker fee on remortgages and product transfers, and eligible remortgages earn cashback up to £1,500.
Will checking my rate affect my credit score?
Your initial savings check uses only the information you provide — no lender hits your credit file at this stage. A hard credit search only happens once you instruct us to proceed with a specific lender.
Are you FCA regulated?
Yes. Cashback Remortgages is authorised and regulated by the Financial Conduct Authority. All advice is covered by the Financial Ombudsman Service and the FSCS.