Cashback Remortgages · Eligibility
Mortgages With Foreign Income
Income earned abroad or in a foreign currency can be used for a UK mortgage with some lenders, but extra checks and currency considerations apply.
How it is assessed
Lenders that accept foreign income often apply a currency discount to allow for exchange-rate movement and want clear evidence of the income and its source. The choice of lenders is narrower.
Your residency and visa status may also be relevant.
Specialist advice
This is a specialist area where criteria vary considerably. Advice helps match your income and status to a lender likely to consider it.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.