Cashback Remortgages · Choosing advice
Changing Your Mortgage Broker
You are generally free to change mortgage broker if you are unhappy, though timing and any fees are worth understanding before you do.
When and how
You can usually switch adviser, but if an application is already submitted, changing broker may mean starting parts again with a new firm. Check whether any fee has become payable under your current agreement.
There is no obligation to use an estate agent's recommended broker.
What to consider
Weigh the reason for changing against any delay to a time-sensitive purchase or remortgage. A clear conversation with your current broker sometimes resolves the issue.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.