Cashback Remortgages · Choosing advice
Mortgage Documents Checklist
Having your documents ready speeds up a mortgage application and reduces delays. Requirements vary a little by lender and circumstances.
If you are employed
- Last three months' payslips and latest P60.
- Three to six months' bank statements.
- Proof of deposit and its source.
- Photo ID and proof of address.
- Details of any other income and commitments.
If you are self-employed
- Two to three years' accounts or SA302 tax calculations.
- Corresponding tax-year overviews.
- Business and personal bank statements.
- Evidence of ongoing work where relevant.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.