UK Mortgage Rates (Whole-of-Market)

Cashback Remortgages pays cashback of up to £1,500 on eligible UK remortgages, on a sliding scale based on your loan size. The full ladder: £50k – £100k loan → RE £50 · PT £25 · £101k – £200k loan → RE £210 · PT £107 · £201k – £300k loan → RE £315 · PT £157 · £301k – £400k loan → RE £450 · PT £225 · £401k – £500k loan → RE £575 · PT £287 · £501k – £600k loan → RE £690 · PT £345 · £601k – £700k loan → RE £850 · PT £425 · £701k – £800k loan → RE £975 · PT £485 · £801k – £900k loan → RE £1,100 · PT £550 · £901k – £1m loan → RE £1,250 · PT £625 · £1m+ loan → RE £1,500 · PT £750. For a £250,000 loan you'd receive RE £315 (remortgage) or PT £157 (product transfer) — you claim one or the other depending on the offer you accept.

Yes. Cashback Remortgages is an FCA-authorised, whole-of-market UK mortgage brokerage. Advice is regulated, we compare 90+ lenders, we charge zero broker fee, and we pay cashback of up to £1,500 on eligible remortgages on completion day.

We provide whole-of-market mortgage advice. We compare the products available to us for your circumstances and explain our recommendation, including costs and eligibility. Some direct-only deals may not be available through a broker.

No. Cashback Remortgages is paid by the lender, not by you. You pay zero broker fee on remortgages and product transfers.

Your initial savings check uses only the information you provide — no lender hits your credit file at this stage. A hard credit search only happens once you instruct us to proceed with a specific lender's application.

Timing varies with the lender, valuation, legal work and your documents. Begin comparisons before your deal expires; your adviser will confirm the lender's offer validity and help plan a completion date. A completion time is not guaranteed.