Cashback Remortgages · Buy-to-let
Consent to Let Explained
Consent to let is temporary permission from your residential lender to rent out your home, for example if you move for work. It is not the same as a buy-to-let mortgage.
How it works
You ask your current lender for permission to let the property for a set period, often on your existing rate or with a small adjustment. It suits short-term or unexpected letting rather than a long-term investment plan.
Letting without consent can breach your mortgage terms.
When you need BTL instead
For longer-term or planned letting, a buy-to-let mortgage or let-to-buy arrangement is usually appropriate. Ask your lender and adviser which fits your situation.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.