Cashback Remortgages · Cashback
Cashback Eligibility Checklist
Cashback comes with conditions. Checking them upfront ensures you know what you need to qualify and when the payment arrives.
What to confirm
- Which route qualifies — remortgage or product transfer — and the amount for each.
- How the amount relates to your loan size.
- When the cashback is paid (usually on completion).
- Any conditions you must meet to qualify.
- That the figures and conditions are confirmed in writing.
Keep it in perspective
An illustrated cashback amount is not a refund guarantee or proof a mortgage has no costs. Compare deals on total cost and treat cashback as one factor.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.