Cashback Remortgages · Choosing advice
Your First Broker Appointment: A Checklist
A little preparation makes your first mortgage appointment productive. Bringing the right information helps the adviser give accurate guidance quickly.
What to bring
- Proof of income (payslips, or accounts/SA302s if self-employed).
- Recent bank statements.
- Details of the deposit and its source.
- A list of regular commitments and any credit.
- ID and proof of address.
- For a remortgage: current lender, rate and deal-end date.
What to expect
The adviser will discuss your circumstances and goals, explain the process and fees, and outline suitable options. Our advice is free — no broker fee to pay. Ask anything you are unsure about.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.