Cashback Remortgages · Buying across the UK
Welsh Home-Buying Support
The Welsh Government has offered schemes to help people buy in Wales. Availability changes, and scheme eligibility is separate from a mortgage offer.
Support to explore
Wales has run shared-equity and other home-buying schemes aimed at helping eligible buyers, alongside shared ownership. Terms and availability change over time, so check current official guidance.
Not every lender lends on every scheme.
Scheme rules vs lender rules
Qualifying for a scheme does not guarantee a mortgage; the lender still assesses affordability, deposit and the property. Confirm the current scheme terms before budgeting.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.