Cashback Remortgages · Property checks
Mortgaging a Scottish Tenement Flat
Tenement flats are common in Scottish cities and have shared responsibilities for the building's upkeep. These affect a mortgage and your ongoing costs.
What to check
Establish the arrangements for shared repairs and any known major works, and factor potential contributions into your budget. Your solicitor will review the title.
Sources and further reading
General mortgage information, not a personal recommendation. Lender criteria and scheme rules can change. Ask an adviser about your circumstances and a solicitor or tax adviser about legal or tax questions. Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the FCA.
Discuss the next step for your mortgage
Understand your options before you make a decision.